Payment methods
Cards, debit, wallets and bank rails each cost differently. Here is how each one works, and what it should cost you.
Every credit card acceptance conversation in Canada eventually reaches the same question: what does a transaction truly cost?
Explore → Interac debit processing Interac debitInterac debit often carries its own flat per item cost profile, and it is the most commonly mispriced rail most Canadian businesses accept.
Explore → Tap to pay, Apple Pay and Google Pay acceptance Tap to pay & mobile walletsContactless is no longer a feature; it is the default expectation at every Canadian counter.
Explore → Online payment processing and checkout Online paymentsOnline acceptance carries a structurally higher cost than the counter: every ecommerce transaction is card not present, priced for its risk.
Explore → Recurring billing and stored card payments Recurring paymentsMemberships, retainers, subscriptions, season passes: recurring revenue is the best revenue a business has, and recurring billing is where payment operations either quietly compound value or quietly…
Explore → EFT and pre-authorized debit (Canada's bank-to-bank rail) EFT & pre-authorized debitCanada's bank to bank rails usually move money on flat per item pricing, and most businesses that fit them have never been offered them.
Explore →A recommended payments partner of the BC Chamber of Commerce
Find out what you are actually paying
Send us a recent statement. We read it line by line and come back within 1 to 2 business days with exactly what you are paying and whether the structure matches how you run. No obligation, just numbers.
Built for businesses that expect more from their payment systems.