Moneris: what it does well, and who it fits
Moneris is one of the largest payment processors in Canada and one of the platforms Kubera can deploy. This profile covers what it does well, who it suits, and where our work sits alongside it.
What Moneris is and does well
Moneris is a Canadian payment processor, founded as a joint venture between RBC and BMO, and today one of the largest in the country. It provides in person terminals, online acceptance and integrated payments to businesses of every size, from a single counter to national chains.
It is built for the Canadian market: Canadian settlement, Interac debit alongside the credit brands, service in English and French, and integrations with a wide range of point of sale systems and business software. A business on Moneris is on a platform that most Canadian systems already know how to connect to.
Who Moneris suits
Moneris fits businesses that want an established Canadian processor with a broad footprint: multi location retailers, restaurant groups, hospitality operators, and any business whose point of sale or property system already integrates with it. It also suits businesses that value a single, well known name behind their terminals.
How Kubera works alongside Moneris
Moneris is a partner platform, and Kubera may deploy it. Kubera is an independent payments consultancy and a registered agent of multiple acquirers, not a processor, so the recommendation is always the right technical fit for how a business runs. Where that fit is Moneris, we deploy Moneris and run the deployment the way we run every other: setup, training, and a cutover with no downtime.
We also deploy Clover. Kubera is a Clover authorized dealer, and we deploy Clover where it is the right fit. Clover is a registered trademark of Fiserv, Inc.
If you already run Moneris and want a second read on how your agreement is structured, the statement review is the place to start. Sometimes the read is that your current agreement fits how you run, and we say so.
What to read on any statement
Every processing statement, whoever issues it, is built from the same three layers. Interchange is set by the card networks and is the same whoever handles your processing. Network assessments are the card networks' own fees, also fixed from your side. The third layer is the margin your agreement sets, and it is the only one of the three that changes from one agreement to the next.
Where pricing is presented as a single blended rate, the three layers are folded together, and the first job is working out where each one sits on your account. That is what the review does. We read a recent statement line by line, label each line, and tell you whether the structure matches how you run. No figures are quoted on this page. The review shows what yours are.
Common questions
Can Kubera deploy Moneris?
Yes. Moneris is a partner platform and one of the systems Kubera can deploy. Kubera is an independent payments consultancy and a registered agent of multiple acquirers, not a processor, and where Moneris is the right technical fit for how you run, we deploy it.
Does sending a Moneris statement commit me to anything?
No. The review is a read of what you are paying today and whether the structure matches how you run. What you do with that read is entirely up to you.
What does the statement review cost?
Nothing. We read a recent statement line by line and come back with what you are paying, which layer is which, and whether the structure matches how you run. No obligation.
Will you tell me if my current Moneris agreement already fits?
Yes. The recommendation is the right technical fit, and sometimes that is the agreement you already have. If your current structure fits how you run, we say so, and you keep it.
Does Kubera also deploy Clover?
Yes. Kubera is a Clover authorized dealer and deploys Clover where it is the right fit. Clover is a registered trademark of Fiserv, Inc.
A recommended payments partner of the BC Chamber of Commerce
Send a Moneris statement and see each layer
Send us a recent statement. We read it line by line and come back within 1 to 2 business days with exactly what you are paying and whether the structure matches how you run. No obligation, just a straight read.
Built for businesses that expect more from their payment systems.